Well... where do I start? The figure above skyrocketed when I first moved out and got my own place. All of a sudden I had access to £3k+ overdrafts, £15k loans and multiple credit cards. Never did I think it wouldn't be as simple as just paying it all off month by month. Never did I think I would take a hit in my salary, redundancies, covid, a string of low paid jobs and all the rest of it. But I can honestly say that I have learnt so much over the last 8 years, about finances, debt and most importantly myself. I have been an impulse spender, someone that never bought new clothes or shoes because every penny was accounted for bills, debts and food for the month. Today, I am someone who earns a healthy wage but that number still looms above my head and I want it gone before I am 30 which is only 2 years away. As I document this journey I will tell some stories along the way of how I got into this mess. If you are expecting this to be a neat and polished blog then you have come to th...